TERMS OF USE

Effective Date: 2026/01/05

1. Agreement to Terms

These Terms of Use constitute a legally binding agreement between you and HGC governing access to and use of the Website and Services.

By accessing or using the Website or Services, you acknowledge that you have read and agree to these Terms and all Incorporated Policies and Master Definitions.

2. Nature of HGC’s Role

The Site is provided for informational and administrative purposes only. Nothing on the Website constitutes financial, legal, tax, or investment advice.

Use of the Site does not create a client relationship between you and HGC. Any advisory or managerial services are provided only pursuant to a separate written agreement.

HGC acts solely as:

  • Intermediary
  • Facilitator
  • Connector
  • Coordinator
  • Managing Partner

HGC:

  • Evaluates Partner suitability
  • Verifies Partner credentials
  • Monitors Partner performance
  • Coordinates Project Stages
  • May replace a Partner prior to Stage completion when appropriate

HGC does not:

  • Provide regulated financial, brokerage, legal, or investment services
  • Act as a registered investment adviser
  • Act as a broker-dealer
  • Operate as a financial institution or law firm

3. Hierarchy of Agreements

In the event of conflict, the order of control shall be:

  1. Engagement Agreement (Project-specific matters only)
  2. These Terms of Use
  3. Incorporated Policies

Incorporated Policies are subordinate to and governed by these Terms.

4. Limited Fiduciary Responsibility

HGC owes a limited fiduciary responsibility solely with respect to:

  • Good faith selection of Partners
  • Credential verification
  • Performance oversight
  • Coordination of agreed Services

This fiduciary responsibility does not extend to:

  • Guaranteeing results
  • Financial or business performance
  • Independent acts of Partners
  • Asset management or investment oversight

5. Project Stages and Termination

Project Stages are defined in the applicable Engagement Agreement.

  • A Client may not unilaterally terminate an Engagement Agreement mid-Stage.
  • Upon completion of a Stage, related fees become non-refundable.
  • Prior to Stage completion, HGC may replace a Partner if necessary.

If HGC is unable to complete a Project, the Client shall receive a full Refund, including coordination fees and applicable Partner fees, subject to Section 6 (Force Majeure).

6. Force Majeure

HGC shall not be liable for delay or failure to perform obligations where such delay or failure results from events beyond its reasonable control (“Force Majeure Event”), including but not limited to:

  • Natural disasters or acts of God
  • War, terrorism, or civil unrest
  • Government action, regulation, or restriction
  • Pandemics, epidemics, communicable disease outbreaks, or public health emergencies
  • Quarantine orders, travel restrictions, or mandatory shutdowns
  • Labor disruptions
  • Cyber incidents or infrastructure failures
  • Supply-chain disruptions
  • Insolvency or incapacity of a Partner resulting from any of the foregoing

In the event of a Force Majeure Event:

  • Performance obligations may be suspended for the duration of the event.
  • HGC will use commercially reasonable efforts to mitigate impact.
  • Refund obligations shall be evaluated in light of the Force Majeure Event and applicable contractual limitations.

A Force Majeure Event does not constitute a breach of these Terms.

7. User Responsibilities

  • Maintaining accurate information
  • Safeguarding login credentials
  • Reviewing Engagement Agreements
  • Protecting their own devices and Personal Information

8. Intellectual Property

All Website content is owned or licensed by HGC and protected by applicable law.

9. Disclaimer of Warranties

Services are provided “AS IS” and “AS AVAILABLE.”

HGC disclaims all warranties to the fullest extent permitted by law.

10. Limitation of Liability

  • Indirect or consequential damages
  • Partner conduct
  • Third-party actions
  • Website interruptions

Liability shall not exceed amounts paid to HGC, except where Refund provisions apply.

11. Indemnification

Users agree to indemnify HGC against claims arising from misuse of Services or breach of these Terms.

12. Assignment

HGC may assign these Terms in connection with merger, acquisition, or restructuring. Users may not assign without written consent.

13. Severability

If any provision is found unenforceable, remaining provisions remain in effect.

14. Entire Agreement

These Terms and Incorporated Policies constitute the entire agreement regarding Website use.

15. Governing Law

These Terms are governed by the laws of the State of New York.

Exclusive jurisdiction: Courts located in New York County, New York.

16. Modifications

HGC may update these Terms. Continued use constitutes acceptance.

Questions regarding these Terms and Incorporated Policies may be directed to the Company by visiting our Contact Page.